MidSouth Mutual Insurance Company (MMIC), formerly known as Homebuilders Mutual Insurance Company, is a Tennessee domiciled mutual insurance company formed from the Home Builders of Tennessee Workers’ Compensation Self Insurance Trust (HBATSIT). The change of name to MidSouth Mutual Insurance Company continues the transition of the company from a self-insurance trust to a mutual insurance company clearly focused on providing competitive workers' compensation insurance products and services to the homebuilding industry. As we move forward in the coming months, new resources and capabilities will be made available to members to further enhance the value of our products and services.

MidSouth Mutual Insurance Company provides workers' compensation protection to members across the state of Tennessee. The company serves a wide range of clients in the homebuilding business and trades. Examples of clients we serve in the homebuilding industry include:

Unlike many insurance companies that provide workers' compensation to a wide range of industries, MidSouth Mutual Insurance Company focuses exclusively on homebuilding and related industries. As a result, our experience and expertise in the homebuilding business enables us to provide a measure of service and support to clients that others simply cannot meet. Provided below are key points to consider relative to the trust:

• Founded, owned and managed by home builder members to meet their workers' compensation needs
• Built and structured to smooth out the inevitable ups and downs of the insurance business cycle
• Enables members to obtain workers' compensation at competitive rates over the long-term
• Members have ownership in the company and the opportunity to earn dividends
• HBATSIT and now MidSouth Mutual has been serving the needs of members of the homebuilding industry since 1995

We invite you to explore the website to learn more about MidSouth Mutual and visit often as we add more resources and capabilities to the site.